Select the most appropriate contrastive connective based on the formal register and logical flow of these editorial snippets.
1. Formal Editorial Contrast:
정부의 정책적 의지는 확고하 현장의 실질적인 변화를 이끌어내기에는 예산이 턱없이 부족합니다.
(The government's policy will is firm, [but] the budget is woefully insufficient to bring about actual change on the ground.)
2. Direct Fact Contrast:
비대면 업무 방식은 효율성을 높여 주 동료 간의 유대감을 약화시킨다는 치명적인 단점도 존재합니다.
(The non-face-to-face work method increases efficiency, [but] there is also a fatal disadvantage: it weakens the bond between colleagues.)
3. Concessive/Persistence Contrast:
금리를 여러 차례 인상 가계 부채의 증가세는 좀처럼 꺾이지 않고 있는 실정입니다.
([Even though/No matter how much] they raise interest rates several times, the reality is that the growth of household debt is not slowing down.)
4. Background/Situational Contrast:
새로운 법안이 시행된 지 벌써 일 년이 지났 현장에서는 여전히 혼선이 거듭되고 있습니다.
(It has already been a year since the new bill was implemented, [but/and yet] confusion continues to repeat on the ground.)